Business Owner’s Policy (BOP)

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BOP includes general liability coverages and coverage for your assets. This 2-in-1 policy is an easy way of protecting your business. A Business Owner’s Policy (BOP) combines business property and business liability insurance into one convenient policy. BOP Insurance helps cover your business from claims resulting from things like fire, theft or another covered disaster and from claims involving bodily injury, property damage and personal and advertising injury that could arise from your business’ operations.

Who Needs a Business Owner’s Policy?

You should consider a business owner’s insurance policy if:

  • Your business has a physical location, whether it’s out of your home or a rented or owned office, store or other work place.
  • There’s a possibility of you being sued – for example, by a customer who was injured at your work place.
  • You have assets that could be stolen or damaged – whether they’re digital assets, customer data, equipment, furniture, cash or inventory.